Ideal Retirement Group

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About Us

Michael Passer | President

Michael is a Financial Advisor and Retirement Specialist that works with clients on achieving their goals in retirement such as; strategic and reliable income, a greater legacy for your family, long-term care protection, safety from losses on your hard earned assets, tax efficiency, and a long list of other major hurdles that come with achieving the ideal retirement. Michael knows the challenges that come with a major life decision and treats everyone with the care and attention that he would for one of his family members.

Growing up in Kansas and graduating from the University of Hawaii, Michael quickly started his practice in the insurance and financial industry that he has run for the last 18 years. He has served as not just an advisor, but also as a trainer of agents and groups around the country pertaining to better ways of helping protect client’s retirement and legacy.

Currently, Michael has gone back to focusing specifically on maximizing the goals of his clients in retirement and works with a great team that includes; wealth and income specialist, legacy and long-term care specialists, Registered Investment professionals, Tax and Social Security expert, and back office team.

Currently located in Michigan, Michael mostly spends time with his wife and 2 children when he is not working with clients. Most winters he can be found skiing before he transitions into his hobby of playing golf in the summer months.

As a Member of the National Ethics Bureau, Team Captain of LLS (Leukemia and Lymphoma Society), and Top Planner of Retirement Shield, Michael is here to help everyone that wants to get the most out of what should be their golden years.

Reach out today for a friendly chat and free consultation!

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Our Services
What We Do For Clients

Asset Protection

Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.

We specialize in helping retirees protect their retirement assets while continuing to move forward.

Family Legacy Planning

Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!

We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.

Extended Care Solutions

Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.

The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.

Retirement Income

Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.

We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.

how can we help you?

Educational Events

We regularly host informative and educational workshops
throughout our community about retirement and income solutions.
We invite you to learn more at an upcoming event.

Call our office to register

Nine Tips To Help Navigate
Your Social Security Decisions

These eye-opening points could mean the difference
of thousands of dollars to you in retirement.